Customer paying a business by credit or debit card using a card machine

Personal Credit Cards

Credit Card

At First State Bank of the Southeast, our industry leading (consumer and business) credit card products offered by Elan Financial Services offer a competitive pricing combined with a full range of reward options - making it easy to select and apply for the card that meets your needs. With the First State Bank Credit Card you the options are endless. 
 
  • Convenient and flexible purchasing power. Accepted at millions of locations worldwide.
  • Mobile Purchasing capability for added convenience.
  • Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • Plus much more!



FAQ

What if I don't have a credit history?

You may consider the Young Adult, College Rewards or Secured Visa Card depending on your particular circumstances.

What if I have poor credit history?

The secured Visa card was designed to help build or repair credit history.

My Credit card is lost or stolen?

If you have a lost or stolen credit card please contact the bank immediately at (800) 248-5950. To report a lost or stolen credit card after hours please call (866) 552-8855, please follow up with the bank the next business day. Verbal notification does not preserve certain rights under law.

Verbal notification does not preserve certain rights under law.
The creditor and issuer of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.
*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services
promptly of any unauthorized use. Certain conditions and limitations may apply.